So, want a good example of how fouled up our healthcare system is? A co-worker of my wife's is expecting twins. In order to have twins, this couple has to see a specialist. There aren't any such specialists in our area that participate in their HMO, so they have to go out-of-network. So, the insurance company flatly refuses to pay. This is for something they have to do in order to have the twins safely!
And of course, it's twins, so... they have to pay for everything twice, including things like ultrasounds. Ultrasounds! It may be two kids, but it's one mother--how the hell do you justify that?
Combine that with importing drugs from Canadian pharmacies, because the same drugs cost twice as much in the U.S.; it's enough to make one think about Gephardt for President.